What's Inside

• How Michigan's No-Fault reform (Public Acts 21 & 22) reshaped case strategy — tiered PIP coverage, increased tort litigation under MCL 500.3135, and out-of-state driver restrictions
• The three places Michigan firms quietly lose case value: coverage tiers missed at intake, insurer-exploited treatment gaps, and document overload
• Why the gap is operational, not legal — and the three practices separating outperforming firms in 2026
• How Supio Agent closes the documentation gap at every stage, with clients settling 28% higher on average